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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,863 | $80,992+239.4% | $96,534+184.7% | $75,173+265.6% |
| Participation rate | 72.0% | 71.8%+0.2pp | 76.0%-4.0pp | 67.2%+4.8pp |
| Annual return | 16.72% | 27.05%-10.3pp | 25.88%-9.2pp | 160.72%-144.0pp |
| Employer contribution / active EE | $4,419 | $2,283+93.6% | $2,965+49.0% | $2,671+65.5% |
| Participant deferral / active EE | $6,507 | $3,929+65.6% | $4,851+34.1% | $4,126+57.7% |
| Admin fee / account holder | $5,612 | $6,717-16.5% | $8,253-32.0% | $5,651-0.7% |