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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,143 | $210,343-66.7% | $153,432-54.3% | $145,959-51.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.82% | 13.38%-5.6pp | 15.66%-7.8pp | 561.95%-554.1pp |
| Employer contribution / active EE | $2,977 | $6,047-50.8% | $5,038-40.9% | $4,661-36.1% |
| Participant deferral / active EE | $2,203 | $7,977-72.4% | $6,757-67.4% | $6,689-67.1% |
| Admin fee / account holder | $6,701 | $19,424-65.5% | $12,725-47.3% | $13,398-50.0% |