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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,522 | $176,077-35.0% | $159,455-28.2% | $167,518-31.6% |
| Participation rate | 93.8% | 84.9%+8.8pp | 82.8%+10.9pp | 82.1%+11.6pp |
| Annual return | 6.36% | 331.83%-325.5pp | 263.63%-257.3pp | 478.71%-472.3pp |
| Employer contribution / active EE | $36 | $5,298-99.3% | $4,830-99.3% | $4,838-99.3% |
| Participant deferral / active EE | $7,874 | $7,751+1.6% | $7,353+7.1% | $6,342+24.1% |
| Admin fee / account holder | $1,044 | $12,556-91.7% | $10,800-90.3% | $12,312-91.5% |