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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,161 | $157,296-26.8% | $141,191-18.4% | $152,897-24.7% |
| Participation rate | 90.9% | 84.8%+6.1pp | 82.5%+8.4pp | 82.5%+8.5pp |
| Annual return | 14.50% | 64.34%-49.8pp | 71.41%-56.9pp | 345.43%-330.9pp |
| Employer contribution / active EE | $7,175 | $5,262+36.3% | $4,736+51.5% | $4,764+50.6% |
| Participant deferral / active EE | $8,103 | $7,111+14.0% | $6,710+20.8% | $5,851+38.5% |
| Admin fee / account holder | $38,393 | $12,125+216.7% | $10,264+274.1% | $11,599+231.0% |