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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,826 | $169,356-85.3% | $129,406-80.8% | $145,897-83.0% |
| Participation rate | 55.6% | 76.5%-21.0pp | 69.6%-14.1pp | 80.3%-24.8pp |
| Annual return | 7.29% | 14418.62%-14411.3pp | 9468.18%-9460.9pp | 552.29%-545.0pp |
| Employer contribution / active EE | $2,138 | $5,542-61.4% | $4,155-48.6% | $4,663-54.2% |
| Participant deferral / active EE | $3,493 | $4,987-29.9% | $4,167-16.2% | $6,689-47.8% |
| Admin fee / account holder | $274 | $9,915-97.2% | $7,689-96.4% | $13,390-98.0% |