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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,488 | $107,353-28.8% | $92,903-17.7% | $152,885-50.0% |
| Participation rate | 93.3% | 79.8%+13.5pp | 76.0%+17.3pp | 82.5%+10.9pp |
| Annual return | 21.94% | 145.62%-123.7pp | 109.43%-87.5pp | 345.39%-323.5pp |
| Employer contribution / active EE | $1,834 | $4,222-56.6% | $3,653-49.8% | $4,763-61.5% |
| Participant deferral / active EE | $3,071 | $4,848-36.7% | $4,238-27.5% | $5,851-47.5% |
| Admin fee / account holder | $2,641 | $7,081-62.7% | $5,795-54.4% | $11,598-77.2% |