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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,903 | $106,008-40.7% | $92,240-31.8% | $147,586-57.4% |
| Participation rate | 83.3% | 80.4%+2.9pp | 76.5%+6.9pp | 82.8%+0.5pp |
| Annual return | 15.64% | 50.05%-34.4pp | 176.29%-160.7pp | 578.59%-563.0pp |
| Employer contribution / active EE | $1,885 | $4,333-56.5% | $3,680-48.8% | $4,876-61.3% |
| Participant deferral / active EE | $4,141 | $4,478-7.5% | $3,897+6.2% | $5,439-23.9% |
| Admin fee / account holder | $1,025 | $6,333-83.8% | $5,194-80.3% | $10,886-90.6% |