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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,956 | $135,956-26.5% | $123,894-19.3% | $273,972-63.5% |
| Participation rate | 57.9% | 84.1%-26.2pp | 81.4%-23.5pp | 83.0%-25.1pp |
| Annual return | 6.22% | 56.63%-50.4pp | 47.52%-41.3pp | 41.46%-35.2pp |
| Employer contribution / active EE | $1,984 | $5,170-61.6% | $4,617-57.0% | $4,869-59.2% |
| Participant deferral / active EE | $4,070 | $6,343-35.8% | $5,984-32.0% | $5,287-23.0% |
| Admin fee / account holder | $6,245 | $9,817-36.4% | $8,357-25.3% | $10,133-38.4% |