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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,768 | $138,076-14.7% | $123,553-4.7% | $135,380-13.0% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -7.50% | 153.70%-161.2pp | 119.21%-126.7pp | 519.81%-527.3pp |
| Employer contribution / active EE | $2,321 | $5,152-55.0% | $4,628-49.9% | $4,779-51.4% |
| Participant deferral / active EE | $4,917 | $6,800-27.7% | $6,426-23.5% | $5,609-12.3% |
| Admin fee / account holder | $1,769 | $10,917-83.8% | $9,284-80.9% | $10,828-83.7% |