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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,051 | $77,908+4.0% | $149,696-45.9% | $75,173+7.8% |
| Participation rate | 75.3% | 65.6%+9.7pp | 78.8%-3.5pp | 67.2%+8.1pp |
| Annual return | 22.40% | 31.73%-9.3pp | 134.46%-112.1pp | 160.72%-138.3pp |
| Employer contribution / active EE | $3,604 | $3,138+14.9% | $4,821-25.2% | $2,671+34.9% |
| Participant deferral / active EE | $4,784 | $3,411+40.3% | $5,682-15.8% | $4,126+15.9% |
| Admin fee / account holder | $3,890 | $5,950-34.6% | $13,212-70.6% | $5,651-31.1% |