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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,477 | $77,638-5.4% | $156,551-53.1% | $62,881+16.9% |
| Participation rate | 96.7% | 71.2%+25.5pp | 84.0%+12.7pp | 69.3%+27.4pp |
| Annual return | 8.98% | 50.33%-41.3pp | 32.23%-23.2pp | 20.14%-11.2pp |
| Employer contribution / active EE | $1,814 | $3,444-47.3% | $5,501-67.0% | $2,281-20.5% |
| Participant deferral / active EE | $4,965 | $3,046+63.0% | $4,871+1.9% | $3,203+55.0% |
| Admin fee / account holder | $4,654 | $5,561-16.3% | $13,028-64.3% | $4,296+8.3% |