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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,957 | $113,941+65.0% | $94,229+99.5% | $125,389+49.9% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -4.70% | 5.29%-10.0pp | 10.68%-15.4pp | 282.24%-286.9pp |
| Employer contribution / active EE | $2,373 | $4,727-49.8% | $3,587-33.8% | $4,866-51.2% |
| Participant deferral / active EE | $10,997 | $5,179+112.3% | $4,320+154.5% | $5,352+105.5% |
| Admin fee / account holder | $3,333 | $8,392-60.3% | $6,269-46.8% | $9,541-65.1% |