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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,390 | $70,366-27.0% | $66,674-22.9% | $138,895-63.0% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.7%+6.3pp | 79.9%+0.1pp |
| Annual return | -0.87% | 386.41%-387.3pp | 321.24%-322.1pp | 145.39%-146.3pp |
| Employer contribution / active EE | $1,468 | $2,765-46.9% | $2,620-44.0% | $4,194-65.0% |
| Participant deferral / active EE | $4,794 | $4,374+9.6% | $4,084+17.4% | $6,396-25.0% |
| Admin fee / account holder | $236,480 | $5,262+4393.7% | $5,098+4538.6% | $12,562+1782.5% |