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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,894 | $48,274-69.1% | $63,517-76.6% | $59,632-75.0% |
| Participation rate | 89.2% | 66.3%+22.9pp | 71.0%+18.2pp | 68.7%+20.6pp |
| Annual return | -2.12% | -240.79%+238.7pp | -70.30%+68.2pp | 2041.32%-2043.4pp |
| Employer contribution / active EE | $3,106 | $1,586+95.8% | $2,322+33.8% | $2,203+41.0% |
| Participant deferral / active EE | $2,105 | $2,343-10.2% | $2,953-28.7% | $3,192-34.1% |
| Admin fee / account holder | $335 | $3,600-90.7% | $5,892-94.3% | $4,297-92.2% |