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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,141 | $56,544-59.1% | $75,501-69.3% | $70,124-67.0% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.4%+27.6pp | 69.5%+30.5pp |
| Annual return | 12.46% | 23.59%-11.1pp | 27.35%-14.9pp | 73.14%-60.7pp |
| Employer contribution / active EE | $1,195 | $1,817-34.2% | $2,352-49.2% | $2,342-49.0% |
| Participant deferral / active EE | $2,225 | $2,580-13.8% | $3,142-29.2% | $3,332-33.2% |
| Admin fee / account holder | $322 | $3,827-91.6% | $5,801-94.4% | $4,645-93.1% |