Retirement plan

SEMA CONSTRUCTION, INC. 401(K) RETIREMENT SAVINGS PLAN

Name: SEMA CONSTRUCTION, INC. - SEMA CONSTRUCTION, INC. 401(K) RETIREMENT SAVINGS PLAN (2018) Form 5500
Creator: SEMA CONSTRUCTION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SEMA CONSTRUCTION, INC. 401(K) RETIREMENT SAVINGS PLAN, SEMA CONSTRUCTION, INC.

SEMA CONSTRUCTION, INC.EIN 84-1163868Plan #001PY 2018

7353 S EAGLE ST - ENGLEWOOD, CO 801124223303-627-2600semaconstruction.comLinkedIn501-1000 employeesconstruction

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed December 20, 2017

Plan administrator

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7353 S Eagle Street

Cetennial State: CO Zip Code: 80112

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Plans declared (1)

SEMA Construction Deferred Compensation Plan50 emp

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Total assets (EOY)

$24.9M

+10.4% from 2017

Total participants

1,075

+13.3% from 2017

Average account balance

$30,110

-17.0% from 2017

Annual return

10.50%

-2.29 pp from 2017

Benchmarks

See 1,182 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,182 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$40.79M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$59K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

694

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

58.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.85M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.88%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$173

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290	Contract Administrator	$119,828
S B H U LIFE AGENCY INC3+ years Service code 49 · EIN 13-2896238	Other Services	$13,211
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY INS SERVICES INC Service code 49 · EIN 51-0116113	Other Services	$8,807
WILSHIRE ASSOCIATES INCORPORATED2 years Service code 27 · EIN 95-2755361	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2F2G2J2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$120K

$121 / participant

Contract admin$120K100.0%

% of EOY assets

0.481%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MARTIN VEJVODA AND ASSOCIATES
Auditor EIN: 841038838
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$30,110

$56,443-46.7%

$83,830-64.1%

$55,725-46.0%

Participation rate

74.9%

72.0%+2.9pp

76.1%-1.2pp

70.9%+4.0pp

Annual return

10.50%

393.67%-383.2pp

850.97%-840.5pp

244.93%-234.4pp

Employer contribution / active EE

$1,453

$2,682-45.8%

$3,631-60.0%

$2,078-30.1%

Participant deferral / active EE

$1,270

$2,965-57.2%

$4,082-68.9%

$3,356-62.1%

Admin fee / account holder

$145

$156-7.3%

$5,479-97.4%

$115+25.8%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY3+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$119,828

S B H U LIFE AGENCY INC3+ years

Service code 49 · EIN 13-2896238

Other Services

$13,211

MORGAN STANLEY SMITH BARNEY3+ years

Filed as: MORGAN STANLEY INS SERVICES INC

Service code 49 · EIN 51-0116113

Other Services

$8,807

WILSHIRE ASSOCIATES INCORPORATED2 years

Service code 27 · EIN 95-2755361

Advisory (Plan)

SEMA CONSTRUCTION, INC. 401(K) RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SEMA CONSTRUCTION, INC. 401(K) RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion