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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,289 | $107,363-75.5% | $92,909-71.7% | $152,897-82.8% |
| Participation rate | 63.6% | 79.8%-16.2pp | 76.0%-12.4pp | 82.5%-18.8pp |
| Annual return | 22.66% | 145.63%-123.0pp | 109.44%-86.8pp | 345.43%-322.8pp |
| Employer contribution / active EE | $3,312 | $4,222-21.5% | $3,653-9.3% | $4,764-30.5% |
| Participant deferral / active EE | $5,679 | $4,848+17.1% | $4,238+34.0% | $5,851-2.9% |
| Admin fee / account holder | $14,831 | $7,082+109.4% | $5,795+155.9% | $11,599+27.9% |