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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,282 | $99,345-66.5% | $84,753-60.7% | $273,972-87.9% |
| Participation rate | 85.7% | 80.7%+5.0pp | 76.6%+9.1pp | 83.0%+2.7pp |
| Annual return | 10.51% | 22.93%-12.4pp | 22.78%-12.3pp | 41.46%-30.9pp |
| Employer contribution / active EE | $2,562 | $4,214-39.2% | $3,574-28.3% | $4,869-47.4% |
| Participant deferral / active EE | $6,052 | $4,270+41.7% | $3,712+63.0% | $5,287+14.5% |
| Admin fee / account holder | $692 | $6,645-89.6% | $5,333-87.0% | $10,133-93.2% |