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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,610 | $97,761-60.5% | $83,850-54.0% | $135,382-71.5% |
| Participation rate | 64.7% | 80.0%-15.2pp | 76.1%-11.4pp | 82.6%-17.9pp |
| Annual return | -3.03% | 1287.44%-1290.5pp | 850.92%-853.9pp | 519.77%-522.8pp |
| Employer contribution / active EE | $2,361 | $4,222-44.1% | $3,631-35.0% | $4,779-50.6% |
| Participant deferral / active EE | $3,827 | $4,682-18.3% | $4,082-6.2% | $5,609-31.8% |
| Admin fee / account holder | $3,127 | $6,674-53.1% | $5,478-42.9% | $10,829-71.1% |