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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,769 | $127,387-41.3% | $115,038-35.0% | $125,389-40.4% |
| Participation rate | 59.1% | 84.2%-25.1pp | 81.4%-22.3pp | 83.2%-24.1pp |
| Annual return | -0.89% | 31.28%-32.2pp | 26.14%-27.0pp | 282.24%-283.1pp |
| Employer contribution / active EE | $1,700 | $5,166-67.1% | $4,608-63.1% | $4,866-65.1% |
| Participant deferral / active EE | $4,525 | $6,423-29.5% | $6,026-24.9% | $5,352-15.4% |
| Admin fee / account holder | $6,132 | $9,516-35.6% | $8,175-25.0% | $9,541-35.7% |