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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,623 | $76,551-32.6% | $123,894-58.3% | $62,881-17.9% |
| Participation rate | 56.3% | 73.0%-16.7pp | 81.4%-25.2pp | 69.3%-13.1pp |
| Annual return | 6.51% | 18.68%-12.2pp | 47.52%-41.0pp | 20.14%-13.6pp |
| Employer contribution / active EE | $1,490 | $2,882-48.3% | $4,617-67.7% | $2,281-34.7% |
| Participant deferral / active EE | $3,646 | $4,840-24.7% | $5,984-39.1% | $3,203+13.8% |
| Admin fee / account holder | $22,013 | $4,826+356.2% | $8,357+163.4% | $4,296+412.4% |