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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,528 | $65,395-12.0% | $182,531-68.5% | $72,983-21.2% |
| Participation rate | 62.2% | 65.4%-3.2pp | 78.0%-15.8pp | 69.5%-7.3pp |
| Annual return | 21.71% | 27.68%-6.0pp | 148.57%-126.9pp | 81.01%-59.3pp |
| Employer contribution / active EE | $1,323 | $1,911-30.8% | $4,075-67.5% | $2,440-45.8% |
| Participant deferral / active EE | $2,314 | $3,563-35.1% | $5,525-58.1% | $3,608-35.9% |
| Admin fee / account holder | $10,700 | $4,245+152.1% | $8,593+24.5% | $5,124+108.8% |