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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,937 | $62,672-7.6% | $185,117-68.7% | $70,126-17.4% |
| Participation rate | 68.4% | 63.8%+4.6pp | 77.3%-8.9pp | 69.5%-1.2pp |
| Annual return | 15.32% | 40.79%-25.5pp | 40.50%-25.2pp | 73.15%-57.8pp |
| Employer contribution / active EE | $1,428 | $1,753-18.5% | $4,182-65.9% | $2,343-39.0% |
| Participant deferral / active EE | $2,256 | $3,272-31.0% | $5,045-55.3% | $3,332-32.3% |
| Admin fee / account holder | $449 | $3,932-88.6% | $8,159-94.5% | $4,645-90.3% |