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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,288 | $209,422-77.4% | $178,503-73.5% | $158,982-70.3% |
| Participation rate | 71.4% | 86.4%-14.9pp | 81.9%-10.5pp | 82.0%-10.5pp |
| Annual return | 8.15% | 188.81%-180.7pp | 151.12%-143.0pp | 302.99%-294.8pp |
| Employer contribution / active EE | $12,534 | $5,707+119.6% | $5,011+150.1% | $4,763+163.2% |
| Participant deferral / active EE | $7,943 | $5,955+33.4% | $5,202+52.7% | $5,983+32.7% |
| Admin fee / account holder | $5,015 | $17,079-70.6% | $13,987-64.1% | $11,252-55.4% |