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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,547 | $202,342-84.4% | $172,753-81.7% | $152,909-79.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.09% | 1029.88%-1012.8pp | 803.00%-785.9pp | 345.46%-328.4pp |
| Employer contribution / active EE | $6,146 | $5,857+4.9% | $5,144+19.5% | $4,764+29.0% |
| Participant deferral / active EE | $7,711 | $5,948+29.6% | $5,198+48.4% | $5,851+31.8% |
| Admin fee / account holder | $1,085 | $17,112-93.7% | $13,956-92.2% | $11,601-90.6% |