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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,192 | $180,459-86.0% | $154,108-83.7% | $135,380-81.4% |
| Participation rate | 87.5% | 87.4%+0.1pp | 83.0%+4.5pp | 82.6%+4.9pp |
| Annual return | -2.73% | 888.21%-890.9pp | 735.21%-737.9pp | 519.81%-522.5pp |
| Employer contribution / active EE | $4,091 | $6,035-32.2% | $5,298-22.8% | $4,779-14.4% |
| Participant deferral / active EE | $2,814 | $5,806-51.5% | $5,081-44.6% | $5,609-49.8% |
| Admin fee / account holder | $4,156 | $16,145-74.3% | $13,411-69.0% | $10,828-61.6% |