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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,984 | $138,102-47.9% | $125,381-42.6% | $134,532-46.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.61% | 750.73%-769.3pp | 572.31%-590.9pp | 418.27%-436.9pp |
| Employer contribution / active EE | $225 | $5,245-95.7% | $4,815-95.3% | $4,741-95.3% |
| Participant deferral / active EE | $3,659 | $7,801-53.1% | $7,448-50.9% | $6,401-42.8% |
| Admin fee / account holder | $9,957 | $11,568-13.9% | $10,007-0.5% | $11,429-12.9% |