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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,334 | $76,551-19.9% | $123,894-50.5% | $62,881-2.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 3.94% | 18.68%-14.7pp | 47.52%-43.6pp | 20.14%-16.2pp |
| Employer contribution / active EE | $1,717 | $2,882-40.4% | $4,617-62.8% | $2,281-24.7% |
| Participant deferral / active EE | $5,569 | $4,840+15.1% | $5,984-6.9% | $3,203+73.9% |
| Admin fee / account holder | $19,861 | $4,826+311.6% | $8,357+137.7% | $4,296+362.4% |