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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,778 | $88,815-4.5% | $81,882+3.5% | $145,897-41.9% |
| Participation rate | 58.8% | 75.1%-16.2pp | 72.4%-13.6pp | 80.3%-21.5pp |
| Annual return | 16.40% | 1033.75%-1017.3pp | 779.47%-763.1pp | 552.29%-535.9pp |
| Employer contribution / active EE | $694 | $3,086-77.5% | $2,916-76.2% | $4,663-85.1% |
| Participant deferral / active EE | $1,606 | $4,647-65.4% | $4,323-62.9% | $6,689-76.0% |
| Admin fee / account holder | $807 | $8,434-90.4% | $7,360-89.0% | $13,390-94.0% |