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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,778 | $88,754-4.5% | $81,820+3.6% | $145,877-41.9% |
| Participation rate | 58.8% | 75.1%-16.3pp | 72.4%-13.6pp | 80.3%-21.5pp |
| Annual return | 16.40% | 1031.77%-1015.4pp | 777.93%-761.5pp | 551.28%-534.9pp |
| Employer contribution / active EE | $694 | $3,085-77.5% | $2,915-76.2% | $4,663-85.1% |
| Participant deferral / active EE | $1,606 | $4,648-65.4% | $4,323-62.8% | $6,691-76.0% |
| Admin fee / account holder | $807 | $8,424-90.4% | $7,391-89.1% | $13,402-94.0% |