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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,438 | $90,509-42.1% | $78,693-33.4% | $273,968-80.9% |
| Participation rate | 58.3% | 76.5%-18.2pp | 73.6%-15.2pp | 83.0%-24.7pp |
| Annual return | 8.71% | 75.61%-66.9pp | 62.18%-53.5pp | 41.45%-32.7pp |
| Employer contribution / active EE | $2,904 | $3,175-8.5% | $2,850+1.9% | $4,869-40.3% |
| Participant deferral / active EE | $2,204 | $3,901-43.5% | $3,517-37.3% | $5,287-58.3% |
| Admin fee / account holder | $211 | $5,264-96.0% | $4,511-95.3% | $10,132-97.9% |