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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,836 | $55,437+664.5% | $155,534+172.5% | $74,459+469.2% |
| Participation rate | 89.3% | 61.9%+27.4pp | 78.2%+11.1pp | 67.2%+22.1pp |
| Annual return | 18.34% | 269.58%-251.2pp | 64.92%-46.6pp | 1369.70%-1351.4pp |
| Employer contribution / active EE | $20,164 | $2,266+789.8% | $4,675+331.3% | $2,626+667.9% |
| Participant deferral / active EE | $16,298 | $2,837+474.4% | $5,630+189.5% | $4,350+274.7% |
| Admin fee / account holder | $14,986 | $1,742+760.1% | $15,900-5.7% | $1,945+670.6% |