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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,315 | $95,406+302.8% | $185,849+106.8% | $85,847+347.7% |
| Participation rate | 96.8% | 68.8%+28.0pp | 81.7%+15.1pp | 69.3%+27.5pp |
| Annual return | 16.19% | 23.59%-7.4pp | 122.10%-105.9pp | 318.61%-302.4pp |
| Employer contribution / active EE | $21,772 | $3,314+557.0% | $5,169+321.2% | $2,565+748.7% |
| Participant deferral / active EE | $16,302 | $3,424+376.2% | $5,569+192.7% | $3,952+312.5% |
| Admin fee / account holder | $28,046 | $7,214+288.8% | $16,244+72.7% | $6,261+348.0% |