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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,741 | $58,895+436.1% | $178,503+76.9% | $73,497+329.6% |
| Participation rate | 99.0% | 66.2%+32.8pp | 81.9%+17.1pp | 70.7%+28.3pp |
| Annual return | 17.64% | 24.86%-7.2pp | 151.12%-133.5pp | 28.51%-10.9pp |
| Employer contribution / active EE | $19,329 | $2,236+764.5% | $5,011+285.7% | $2,270+751.5% |
| Participant deferral / active EE | $13,551 | $2,567+427.9% | $5,202+160.5% | $3,740+262.3% |
| Admin fee / account holder | $1,572 | $400+292.7% | $13,987-88.8% | $513+206.4% |