Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,269 | $65,704-26.5% | $94,229-48.8% | $59,633-19.1% |
| Participation rate | 28.6% | 72.1%-43.5pp | 78.8%-50.2pp | 68.7%-40.1pp |
| Annual return | -3.73% | 5.22%-8.9pp | 10.68%-14.4pp | 2041.45%-2045.2pp |
| Employer contribution / active EE | $221 | $2,021-89.1% | $3,587-93.8% | $2,203-90.0% |
| Participant deferral / active EE | $1,667 | $3,143-47.0% | $4,320-61.4% | $3,192-47.8% |
| Admin fee / account holder | $921 | $4,265-78.4% | $6,269-85.3% | $4,297-78.6% |