Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,110 | $69,977-4.1% | $108,582-38.2% | $62,881+6.7% |
| Participation rate | 27.6% | 72.9%-45.3pp | 79.6%-52.0pp | 69.3%-41.7pp |
| Annual return | 12.84% | 10.73%+2.1pp | -51.70%+64.5pp | 20.14%-7.3pp |
| Employer contribution / active EE | $240 | $2,135-88.7% | $3,758-93.6% | $2,281-89.5% |
| Participant deferral / active EE | $1,997 | $3,165-36.9% | $4,311-53.7% | $3,203-37.7% |
| Admin fee / account holder | $636 | $5,076-87.5% | $7,645-91.7% | $4,296-85.2% |