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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,490 | $138,102-33.8% | $125,381-27.0% | $134,532-32.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.93% | 750.73%-770.7pp | 572.31%-592.2pp | 418.27%-438.2pp |
| Employer contribution / active EE | $7,933 | $5,245+51.2% | $4,815+64.7% | $4,741+67.3% |
| Participant deferral / active EE | $13,793 | $7,801+76.8% | $7,448+85.2% | $6,401+115.5% |
| Admin fee / account holder | $1,253 | $11,568-89.2% | $10,007-87.5% | $11,429-89.0% |