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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,708 | $157,296-33.4% | $141,191-25.8% | $152,897-31.5% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 25.97% | 64.34%-38.4pp | 71.41%-45.4pp | 345.43%-319.5pp |
| Employer contribution / active EE | $2,848 | $5,262-45.9% | $4,736-39.9% | $4,764-40.2% |
| Participant deferral / active EE | $9,905 | $7,111+39.3% | $6,710+47.6% | $5,851+69.3% |
| Admin fee / account holder | $601 | $12,125-95.0% | $10,264-94.1% | $11,599-94.8% |