Retirement plan

JALISCO INTERNATIONAL, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN & TRUST

Name: JALISCO INTERNATIONAL, INC. - JALISCO INTERNATIONAL, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN & TRUST (2015) Form 5500
Creator: JALISCO INTERNATIONAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JALISCO INTERNATIONAL, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN & TRUST, JALISCO INTERNATIONAL, INC.

JALISCO INTERNATIONAL, INC.EIN 84-0995655Plan #001PY 2015

7100 E. BELLEVIEW AVE., SUITE 300 - GREENWOOD VILLAGE, CO 80111303-287-8905jalisco.orgLinkedIn51-200 employeesconstruction

Prospect flagsLow returnsLow assets / participant

How to read this page

Total assets (EOY)

$1.9M

No prior year

Total participants

123

No prior year

Average account balance

$15,464

No prior year

Annual return

-5.07%

No prior year

Benchmarks

See 11,458 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort11,458 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.83M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$25K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

151

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$508K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.05%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$154

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
LT TRUST COMPANY1+ years Filed as: LT TRUST COMPANY, INC. Service code 15 · EIN 61-1607607	Recordkeeping	$19,845

Plan features & details

Pension benefit codes2E2F2G2T3D2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$20K

$268 / participant

Contract admin$15K76.0%
Other / not subdivided$5K24.0%

% of EOY assets

1.043%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WMS GROUP, P.C.
Auditor EIN: 474058276
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$15,464

$52,678-70.6%

$75,784-79.6%

$59,633-74.1%

Participation rate

100.0%

67.2%+32.8pp

75.8%+24.2pp

68.7%+31.3pp

Annual return

-5.07%

2.95%-8.0pp

9.68%-14.7pp

2041.40%-2046.5pp

Employer contribution / active EE

$3,045

$2,193+38.8%

$3,323-8.4%

$2,203+38.3%

Participant deferral / active EE

$1,434

$2,591-44.7%

$3,652-60.7%

$3,192-55.1%

Admin fee / account holder

$161

$3,610-95.5%

$5,300-97.0%

$4,297-96.2%

Provider

Service type

Compensation

LT TRUST COMPANY1+ years

Filed as: LT TRUST COMPANY, INC.

Service code 15 · EIN 61-1607607

Recordkeeping

$19,845

JALISCO INTERNATIONAL, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JALISCO INTERNATIONAL, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion