Retirement plan

JALISCO INTERNATIONAL, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN & TRUST

Name: JALISCO INTERNATIONAL, INC. - JALISCO INTERNATIONAL, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN & TRUST (2016) Form 5500
Creator: JALISCO INTERNATIONAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JALISCO INTERNATIONAL, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN & TRUST, JALISCO INTERNATIONAL, INC.

JALISCO INTERNATIONAL, INC.EIN 84-0995655Plan #001PY 2016

7100 E. BELLEVIEW AVE., SUITE 300 - GREENWOOD VILLAGE, CO 80111303-287-8905jalisco.orgLinkedIn51-200 employeesconstruction

Prospect flagsLow returnsHigh cashLow assets / participantLow participant contribution

How to read this page

Total assets (EOY)

$2.1M

+12.7% from 2015

Total participants

156

+26.8% from 2015

Average account balance

$13,741

-11.1% from 2015

Annual return

2.55%

+7.61 pp from 2015

Benchmarks

See 13,704 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort13,704 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.83M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$25K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

151

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$508K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.05%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$154

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 1 by compensation

Provider	Service type	Compensation
LT TRUST COMPANY2+ years Filed as: LT TRUST COMPANY, INC. Service code 15 · EIN 61-1607607	Recordkeeping	$23,974

Plan features & details

Pension benefit codes2E2F2G2T3D2J2A

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$24K

$303 / participant

Other / not subdivided$24K100.0%

% of EOY assets

1.130%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WILSON DOWNING GROUP LLC
Auditor EIN: 840509647
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$13,741

$56,894-75.8%

$84,753-83.8%

$62,881-78.1%

Participation rate

100.0%

68.5%+31.5pp

76.6%+23.4pp

69.3%+30.7pp

Annual return

2.55%

6.30%-3.8pp

22.78%-20.2pp

20.14%-17.6pp

Employer contribution / active EE

$3,284

$2,400+36.8%

$3,574-8.1%

$2,281+44.0%

Participant deferral / active EE

$1,048

$2,709-61.3%

$3,712-71.8%

$3,203-67.3%

Admin fee / account holder

$155

$3,581-95.7%

$5,333-97.1%

$4,296-96.4%

Provider

Service type

Compensation

LT TRUST COMPANY2+ years

Filed as: LT TRUST COMPANY, INC.

Service code 15 · EIN 61-1607607

Recordkeeping

$23,974

JALISCO INTERNATIONAL, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JALISCO INTERNATIONAL, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion