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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,527 | $65,364+41.6% | $92,909-0.4% | $72,975+26.8% |
| Participation rate | 61.8% | 68.3%-6.5pp | 76.0%-14.2pp | 69.5%-7.7pp |
| Annual return | 21.63% | 42.11%-20.5pp | 109.44%-87.8pp | 81.01%-59.4pp |
| Employer contribution / active EE | $1,615 | $2,594-37.7% | $3,653-55.8% | $2,440-33.8% |
| Participant deferral / active EE | $4,328 | $3,128+38.4% | $4,238+2.1% | $3,608+20.0% |
| Admin fee / account holder | $3,203 | $4,251-24.7% | $5,795-44.7% | $5,124-37.5% |