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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,532 | $63,346+0.3% | $92,240-31.1% | $70,126-9.4% |
| Participation rate | 70.3% | 68.7%+1.6pp | 76.5%-6.2pp | 69.5%+0.7pp |
| Annual return | 19.86% | 530.19%-510.3pp | 176.29%-156.4pp | 73.15%-53.3pp |
| Employer contribution / active EE | $0 | $2,471-100.0% | $3,680-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,503 | $2,854-12.3% | $3,897-35.8% | $3,332-24.9% |
| Admin fee / account holder | $991 | $3,841-74.2% | $5,194-80.9% | $4,645-78.7% |