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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,971 | $56,894-1.6% | $84,753-34.0% | $62,881-11.0% |
| Participation rate | 71.4% | 68.5%+2.9pp | 76.6%-5.2pp | 69.3%+2.1pp |
| Annual return | 23.54% | 6.30%+17.2pp | 22.78%+0.8pp | 20.14%+3.4pp |
| Employer contribution / active EE | $0 | $2,400-100.0% | $3,574-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,167 | $2,709-20.0% | $3,712-41.6% | $3,203-32.3% |
| Admin fee / account holder | $2,217 | $3,581-38.1% | $5,333-58.4% | $4,296-48.4% |