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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,671 | $100,970-42.9% | $96,576-40.3% | $137,256-58.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 17.22% | 38.16%-20.9pp | 38.47%-21.3pp | 220.34%-203.1pp |
| Employer contribution / active EE | $5,447 | $3,809+43.0% | $3,553+53.3% | $4,156+31.1% |
| Participant deferral / active EE | $5,489 | $8,286-33.8% | $7,956-31.0% | $6,407-14.3% |
| Admin fee / account holder | $640 | $11,312-94.3% | $11,381-94.4% | $12,270-94.8% |