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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,671 | $97,289-40.7% | $92,805-37.9% | $155,188-62.8% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 17.22% | 29.03%-11.8pp | 31.59%-14.4pp | 148.84%-131.6pp |
| Employer contribution / active EE | $5,447 | $3,632+50.0% | $3,424+59.1% | $4,248+28.2% |
| Participant deferral / active EE | $5,489 | $8,795-37.6% | $8,448-35.0% | $6,531-16.0% |
| Admin fee / account holder | $640 | $12,015-94.7% | $10,911-94.1% | $14,480-95.6% |