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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,553 | $89,259-84.8% | $107,187-87.4% | $82,637-83.6% |
| Participation rate | 97.8% | 67.9%+29.9pp | 75.0%+22.8pp | 68.1%+29.8pp |
| Annual return | 14.90% | 21.02%-6.1pp | 204.55%-189.6pp | 53.51%-38.6pp |
| Employer contribution / active EE | $1,736 | $3,080-43.7% | $3,782-54.1% | $2,552-32.0% |
| Participant deferral / active EE | $2,903 | $4,037-28.1% | $5,096-43.0% | $4,126-29.7% |
| Admin fee / account holder | $1,636 | $7,381-77.8% | $9,162-82.1% | $7,339-77.7% |