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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,553 | $88,672-84.7% | $105,223-87.1% | $82,448-83.6% |
| Participation rate | 97.8% | 67.9%+29.9pp | 75.0%+22.8pp | 68.1%+29.8pp |
| Annual return | 14.90% | 30.86%-16.0pp | 180.65%-165.7pp | 41.64%-26.7pp |
| Employer contribution / active EE | $1,736 | $3,048-43.1% | $3,689-52.9% | $2,551-32.0% |
| Participant deferral / active EE | $2,903 | $4,036-28.1% | $5,072-42.8% | $4,139-29.9% |
| Admin fee / account holder | $1,636 | $7,146-77.1% | $8,859-81.5% | $7,234-77.4% |