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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,553 | $96,731-86.0% | $123,973-89.1% | $86,983-84.4% |
| Participation rate | 97.8% | 70.0%+27.8pp | 76.7%+21.2pp | 69.5%+28.3pp |
| Annual return | 14.90% | 17.33%-2.4pp | 388.13%-373.2pp | 25.83%-10.9pp |
| Employer contribution / active EE | $1,736 | $3,297-47.4% | $4,126-57.9% | $2,584-32.8% |
| Participant deferral / active EE | $2,903 | $4,152-30.1% | $5,247-44.7% | $4,194-30.8% |
| Admin fee / account holder | $1,636 | $8,722-81.2% | $11,799-86.1% | $7,856-79.2% |