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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.1+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $365,988 |
OPPENHEIMER1+ years Filed as: OPPENHEIMER WOLFF AND DONNELLY Service code 29 · EIN 41-0677208 | Legal | $57,805 |
WILLIS TOWERS WATSON US LLC1+ years Filed as: TOWERS WATSON DELAWARE, INC. Service code 28 · EIN 53-0181291 | Investment Management | $50,000 |
WILLIS TOWERS WATSON US LLC1+ years Filed as: TOWERS WATSON INVESTMENT SERVICES Service code 28 · EIN 52-1868818 | Investment Management | $18,750 |
BDO USA, LLP1+ years Filed as: BDO SEIDMAN, LLP Service code 10 · EIN 13-5381590 | Accounting | $14,187 |
CHARLES SCHWAB & CO., INC.1+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage; ... | $7,116 |
FINANCIAL MANAGEMENT NETWORK1+ years Service code 26 · EIN 33-0490707 | Advisory (Participants) | $5,187 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $2 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,334 | $71,957+14.4% | $67,652+21.7% | $59,188+39.1% |
| Participation rate | 83.4% | 82.7%+0.7pp | 75.7%+7.7pp | 69.4%+13.9pp |
| Annual return | 0.48% | 8.53%-8.0pp | 6625.40%-6624.9pp | 5.51%-5.0pp |
| Employer contribution / active EE | $2,790 | $2,432+14.7% | $2,266+23.1% | $2,098+33.0% |
| Participant deferral / active EE | $4,739 | $4,211+12.5% | $3,560+33.1% | $3,265+45.2% |
| Admin fee / account holder | $238 | $64+271.3% | $4,821-95.1% | $92+158.3% |