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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,535 | $93,598+59.8% | $135,974+10.0% | $75,173+98.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 11.62% | 30.89%-19.3pp | 68.30%-56.7pp | 160.72%-149.1pp |
| Employer contribution / active EE | $5,575 | $3,538+57.6% | $4,859+14.7% | $2,671+108.7% |
| Participant deferral / active EE | $6,169 | $6,405-3.7% | $7,760-20.5% | $4,126+49.5% |
| Admin fee / account holder | $12,585 | $6,978+80.4% | $10,767+16.9% | $5,651+122.7% |