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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,230 | $105,200+50.4% | $159,474-0.8% | $85,847+84.3% |
| Participation rate | 97.6% | 75.8%+21.8pp | 82.8%+14.7pp | 69.3%+28.2pp |
| Annual return | 9.49% | 45.08%-35.6pp | 263.68%-254.2pp | 318.61%-309.1pp |
| Employer contribution / active EE | $2,869 | $3,319-13.5% | $4,831-40.6% | $2,565+11.8% |
| Participant deferral / active EE | $6,010 | $5,946+1.1% | $7,353-18.3% | $3,952+52.1% |
| Admin fee / account holder | $10,925 | $6,934+57.5% | $10,802+1.1% | $6,261+74.5% |