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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,780 | $98,776+52.6% | $149,745+0.7% | $79,856+88.8% |
| Participation rate | 97.5% | 75.8%+21.7pp | 82.5%+15.0pp | 69.6%+27.9pp |
| Annual return | 10.03% | 27.38%-17.3pp | 276.72%-266.7pp | 31.71%-21.7pp |
| Employer contribution / active EE | $2,586 | $3,217-19.6% | $4,646-44.3% | $2,471+4.6% |
| Participant deferral / active EE | $5,552 | $5,681-2.3% | $6,843-18.9% | $3,741+48.4% |
| Admin fee / account holder | $8,458 | $6,053+39.7% | $9,312-9.2% | $5,306+59.4% |