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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,476 | $81,457-39.3% | $103,378-52.1% | $80,911-38.9% |
| Participation rate | 84.0% | 66.8%+17.2pp | 74.5%+9.5pp | 67.6%+16.4pp |
| Annual return | 9.23% | 25.58%-16.3pp | 24.91%-15.7pp | 35.63%-26.4pp |
| Employer contribution / active EE | $2,175 | $3,107-30.0% | $3,870-43.8% | $2,756-21.1% |
| Participant deferral / active EE | $5,675 | $3,871+46.6% | $5,058+12.2% | $4,297+32.1% |
| Admin fee / account holder | $7,968 | $6,717+18.6% | $8,401-5.1% | $6,935+14.9% |