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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,096 | $64,719-44.2% | $112,249-67.8% | $68,486-47.3% |
| Participation rate | 93.3% | 67.2%+26.2pp | 75.1%+18.3pp | 67.9%+25.4pp |
| Annual return | -15.74% | -11.40%-4.3pp | 27.48%-43.2pp | -7.85%-7.9pp |
| Employer contribution / active EE | $1,400 | $2,747-49.0% | $3,636-61.5% | $2,597-46.1% |
| Participant deferral / active EE | $3,546 | $3,565-0.5% | $4,729-25.0% | $4,028-11.9% |
| Admin fee / account holder | $2,083 | $5,232-60.2% | $6,412-67.5% | $5,404-61.4% |